![]() (Women also get a free well-woman exam at the gynecologist.) The office visit and basic screenings are free of charge if you have health insurance (under current law), whether you've reached your deductible or not.Įveryone has something they could probably do to improve their credit. Get Your Free Preventive Wellness Checkupįree doctor visits? Yes! Call up your primary care physician and specifically request a free preventive wellness exam. You could even decide to spend the whole thing on a new professional skill or certification, to better your chances of getting that raise. Instead, focus on one goal, such as paying down your debt as much as possible, or squirreling away the entire amount in a separate savings account as your emergency fund. Start learning how to negotiate for a raise with Payscale's Salary Negotiation Guide, which should keep you busy until your next review.ĭon't dilute the power of your tax refund by spending a little on debt, a little on savings, and a little on bills. Then you'll have some proof when you ask for a raise at review time. Trim even cancels any subscriptions you choose from the list of charges it finds.Ĭonsider your career trajectory and follow industry blogs that can teach you skills to improve your job performance. Or you can sign on to, and it'll do the dirty work for you for free (although you'll have to give it access to your bank account). Every time you have five minutes or so, whip it out and cross off at least one of these 23 easy ways to master your money, until you've done them all.ĭo this the old-fashioned way by scanning your online banking transactions for subscription charges. There's one step that comes before all the others: If you haven't already, make a budget. ![]() And what better time to do it than when you're already cleaning your home? ![]() Either way, cleaning up your finances can only help your life run more smoothly. Maybe you stay top of your finances every month, or maybe you have no emergency savings and a mountain of debt. ![]()
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